Mobile banking that makes a lot of cents.
Monthly fee? No thanks.
No minimum balance, surcharge-free MoneyPass® ATMs, no-cost direct deposit. See our fee schedule for a full listing of our fees.
Round Up your spare change?
Yes, please!
Save your spare change with our new Round Ups feature! Activate the automatic Round Ups feature in the App and set aside 1 – 99 cents every time you make a purchase! Click here for more details.
The ChimpChange Prepaid Mastercard® & App are linked!
Spend everywhere in the world where Debit Mastercard is accepted then check your balance immediately through the secure App. It’s banking made easy!
More reasons to change your
banking to ChimpChange!
Smart Wallet included!
Save your Round Ups
Auto-Categorized Spending History
Photo Check Upload
ACH Transfer
Top Notch Security
Direct Deposit
Let's Get Started!
Imagine banking built for how we live today and designed to create a better tomorrow.
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Step 1Download
Using your iOS or Android mobile device, download the ChimpChange application to your phone. Choose your platform below to get started.
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Step 2Apply for Card Account
Enter your mobile phone number to get started, then follow the steps to apply in minutes. We don’t check your credit* but we do verify your identity1.
* This is not a credit card -
Step 3Direct Deposit Setup
Once approved, Tap LOAD MONEY and you can print the direct deposit form, fill it out and give to your employer/payer. Your account and routing number are provided where you access the direct deposit form. It takes anywhere from 2-4 weeks for direct deposits to start.
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Step 4Activate Your Card
Once approved, in about 10 days, you will receive your shiny new ChimpChange Prepaid Mastercard® in the mail. Open the app to activate it.
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Step 5Load Money
Once your Card is activated, you can transfer funds from your bank, load checks via the App or load cash at various retail locations.
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Step 6Ready to Go!
Send, spend and manage your money!
Now it’s time to enjoy. Go bananas!