Fee Schedule

SCHEDULE A EFFECTIVE 1/23/17

CLICK HERE FOR SCHEDULE A EFFECTIVE THROUGH 1/23/17

ESSENTIAL BANKING FOR LESS

THERE IS NO COST TO JOIN, NO CREDIT CHECK, NO MINIMUM BALANCE REQUIREMENT AND NO MONTHLY FEES.

No Cost Services

Service Description Amount
Monthly Subscription Fee $0
MoneyPass® ATM Withdrawal $0
MoneyPass® ATM Balance/Inquiry $0
Direct Deposit Load $0
Card to Card Transfers/Send Money Feature $0
Domestic Point of Sale PIN Transaction $0
Domestic Point of Sale Signature Transaction $0
Name of Fee Fee As Described on Statement/Transaction History When You Are Charged Amount Suggestions to Minimize or Avoid the Fee
Transaction Fees
Bank Teller Withdrawal – US OTC Cash Withdrawal Fee Each time you request a cash withdrawal from a bank teller. $1.50 Withdraw cash at no charge by using an ATM displaying the MoneyPass logo.
Foreign Transaction Fee International Card Fee Each time you obtain funds or make a purchase in a currency other than U.S. dollars (USD). 3% of total transaction in USD
ATM Fees
ATM Withdrawal – US ATM Fee Each time you withdraw cash from an ATM within the United States and U.S. Territories unless it displays the MoneyPass logo. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network unless the ATM displays the MoneyPass logo. $1.95 Withdraw cash at no charge by using an ATM displaying the MoneyPass logo.
ATM Withdrawal – International International ATM Fee Each time you withdraw cash from an ATM outside of the United States and U.S. Territories. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network used to complete the transaction. $3.50
ATM Balance Inquiry – US ATM Balance Inquiry Fee This fee is charged each time you request your Card balance using an ATM within the United States and U.S. Territories unless it displays the MoneyPass logo, regardless of whether you also conduct a cash withdrawal. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network unless the ATM displays the MoneyPass logo. $0.50 Track your Card balance online, on your mobile app1, or call customer service at no charge.
ATM Balance Inquiry – International International ATM Balance Inquiry Fee This fee is charged each time you request your Card balance using an ATM outside of the United States and U.S. Territories regardless of whether you also conduct a cash withdrawal. In addition to this fee, you may be charged an additional fee/surcharge by the ATM operator or the network used to complete the transaction. $2.00
ATM Decline – US ATM Decline Fee Each time an ATM cash withdrawal request within the United States and U.S. Territories is declined for any reason. $0.50 Review your balance online, on your mobile app or call customer service prior to attempting an ATM withdrawal and ensure the withdrawal amount (plus any additional fees) does not exceed your Card balance
ATM Decline – International International ATM Decline Fee United States Each time an ATM cash withdrawal and U.S. Territories is declined request outside the for any reason. $1.00
To find a MoneyPass ATM, go to www.moneypass.com
Service Fee
Inactive Account Closure Fee Inactive Account Closure Fee If you do not use your Card to initiate a purchase, cash withdrawal or load transaction for 12 months, your account will be closed and a $10 fee will be assessed. Any remaining balance after the fee is applied will be mailed by check. $10.00 Use your Card to make a purchase, a load or a cash withdrawal at least once every 12 months.
Card Replacement Card Replacement Fee Each time you request this service if the replacement Card is requested prior to Card expiration date. $2.95
Rush Card – Reissue/Replace Express Card Replacement Fee Expedited shipping of your replacement Card is available upon request at an additional cost. The Card Replacement Fee will also be charged. $20.00
Paper Statement Paper Statement Fee Each time you request that we mail you a paper statement. $1.95 View and print your balance and transaction history at no charge by logging into your mobile app1 or visiting our website.
1Standard message and data rates from your wireless service provider may apply.
Potential Third Party Fees
Retail Cash Load Fees Third party reload networks (e.g. rePower®, Green Dot® and Western Union®) may assess a fee for each load. Be sure to ask about the cost before conducting the load. May Vary Set up direct deposit or send funds via ACH to your Card.
ATM Surcharge Fee Third party ATM operators may charge a fee each time you withdraw funds or check your balance at a non-MoneyPass ATM. May Vary Withdraw cash at no charge by using an ATM displaying the MoneyPass logo.

Card Limits*

Maximum cumulative amount of all loads in any 24-hour period May not exceed $10,000
Maximum balance of Card Account at any time (“Maximum Balance”) May not exceed $10,000
* We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s name. We will provide advance notice of such changes when required by Law.
ChimpChange Prepaid Mastercard Card Program Limits Maximum ChimpChange Card Program Limits Prepaid Mastercard Maximum
ATM- Domestic & International Cumulative – Daily ** $510 POS Purchases – Domestic & International Cumulative Daily $2,500
Card to Card Daily $500 Bank Teller Withdrawal – Daily ** $2,500
**The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal.

States Where the ChimpChange Prepaid Mastercard is not offered***

Connecticut
New Hampshire Vermont
***If you move to one of these states your card may be closed and any remaining balance will be returned to you. States subject to change.